Privacy Policy

Spencers Benefits Specialists

Last updated: June 19, 2025

This Privacy Policy describes Our policies and procedures on the collection, and use of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

SMS Opt-In Process

This campaign sends SMS Notifications, Alerts & Occasional Marketing Communication to customers who have opted in to receive SMS notifications.

You can cancel the SMS service at any time. Simply text "STOP" to the short-code. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected]

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For terms-related inquiries, please refer to our Terms & Conditions:


https://spencersbenefitsspecialists.com/terms-page

When visiting our site you will be asked to opt in to communications via SMS. Below are the messages used for reference.

"I Consent to Receive SMS Notifications and Alerts from Spencers Benefits Specialists. Message frequency varies. Message & data rates may apply. Text HELP to 317-793-3356 for assistance. You can reply STOP to unsubscribe at any time."

"I Consent to Receive Occasional Marketing SMS Communication from Spencers Benefits Specialists. Message frequency varies. Message & data rates may apply. Text HELP to 317-793-3356 for assistance. You can reply STOP to unsubscribe at any time."

Our


Terms and Conditions

as well as this Privacy Policy are hyperlinked in the footer of the opt-in forms.

No mobile or personal information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.

  • Business, for the purpose of CCPA/CPRA, refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of the processing of Consumers' personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers' personal information, that does business in the State of California.

  • CCPA and/or CPRA refers to the California Consumer Privacy Act (the "CCPA") as amended by the California Privacy Rights Act of 2020 (the "CPRA").

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Lucas Spencer.

  • Consumer, for the purpose of the CCPA/CPRA, means a natural person who is a California resident.

    • Resident, as defined in the law, includes.

      (1) every individual who is in the USA for other than a temporary or transitory purpose

      and

      (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.

    • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

    • Country refers to: United States.

    • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

    • Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.

    • Personal Data is any information that relates to an identified or identifiable individual.

      For the purposes of the CCPA/CPRA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.

    • Service refers to the Website.

    • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

    • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). Website refers to Lucas Spencer.

    • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Email address

  • First name

  • Last name

  • Phone number

  • Address

  • City

  • State / Province

  • ZIP/Postal code

  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to:

  • The type of mobile device You use

  • Your mobile device unique ID

  • The IP address of Your mobile device

  • Your mobile operating system

  • The type of mobile Internet browser You use

  • Unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Information from Social Media Services

The Company allows You to create an account and log in to use the Service through the following Social Media Services:

  • Google

  • Facebook

  • Instagram

  • Twitter

  • LinkedIn

If You decide to register through or otherwise grant us access to a Social Media Service, We may collect Personal data that is already associated with Your Social Media Service's account, such as

  • Your name

  • Your email address

  • Your activities or Your contact list associated with that account.

You may also have the option of sharing additional information with the Company through Your Social Media Service's account. If You choose to provide such information and Personal Data, during registration or otherwise, You are giving the Company permission to use, and store it in a manner consistent with this Privacy Policy.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

  • Web Beacons

    Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity)

  • Cookies or Browser Cookies

    A cookie is a small file placed on Your Device

    You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sentIf You do not accept Cookies, You may not be able to use some parts of our Service.Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.Cookies can be "Persistent" or "Session" CookiesPersistent Cookies remain on Your personal computer or mobile device when You go offlineSession Cookies are deleted as soon as You close Your web browser.Learn more about cookies on the Free Privacy Policy website article.

Privacy Policy | Terms & Conditions

All Rights Reserved.

Owned By: Spencers Benefits Specialists

Address: Fortville, IN | Email: [email protected] | Phone: 317-793-3356